This post is especially for those who are looking to apply Online Application for Credit Cards in India. So if you are looking for the best Credit Card then you must go through this article. Here we have listed the top and best credit cards having the best deals and offers but before applying for a credit card first check your CIBIL score if it is good then you must get a credit card.
1: Check Your Credit Score or CIBIL Score
Here in this, you will check your CIBIL or credit score free of cost. Why I’m saying to check the CIBIL score is because if you apply to any bank’s credit the bank will check your CIBIL/Credit score either after or before. So before they check first you check at your end and ensure about the chance of Best Credit Card. Just have to follow the below steps.
One very important thing is the Checking CBIL Score is free of Cost.
Steps to Follow to Check CIBIL Score
- Click on the link mentioned here. Check Now
- You will be redirected to MyMoneyKarma a Credit Score Checking Company. We suggest You please read about MyMoneyKarma before checking your CIBIL/Credit Score.
- You just have to mention 5-6 pieces of information there and your credit/CIBIL score will be generated at the same time. So Check Your CIBIL Score Now.
- Information you have to share in checking of CIBIL Score is Your First Name, Last Name, Date of Birth, registered mobile number, Pan Card Number, and Pin Code of your residence.
2: Apply for a Credit Card Online Free of Cost
Now once you have checked your Credit Card from the above step now you can apply for Credit Card which is the best and Popular in Inda. Here we are sharing the details of the CITI Bank Credit Card Online application. Before applying for Citi Bank Credit Card first check its basic Criteria which are shared below.
Basic Criteria of CITI Bank Credit Card
- You must have a good credit score, nearly more than 700.
- Your Age is more than 24 years.
- You must be a salaried person.
- Your total In-hand Salary Must be more than 5.5 Lakhs if you are not from Top Metro Cities.
- If you are from below mentioned cities then your minimum salary must be above 3 lakhs in hand after all the deductions.
- Cities of India for 3Lakhs salary persons are Delhi (No NCR), Jaipur, Chandigarh, Bangalore, Chennai, Hyderabad, Coimbatore, Kolkata, Ahmedabad & Baroda.
- If you have checked all the above-mentioned criteria then apply now for Citi Bank Credit Card.