IDFC Bank Limited is an Indian banking company with headquarters in Mumbai, India. It is a subsidiary of IDFC First Bank Limited, which was formed in 2015 after the merger of IDFC Limited and IDFC Bank. IDFC Bank is a private sector bank in India, which started its operations in October 2015, after receiving a universal banking license from the Reserve Bank of India.
The bank offers a wide range of banking and financial services to its customers, including personal banking, corporate banking, and institutional banking services. The bank’s services include savings and current accounts, fixed deposits, home loans, personal loans, car loans, credit cards, and debit cards. The bank also provides services such as internet banking, mobile banking, and phone banking, to allow customers to perform banking transactions from the comfort of their homes.
IDFC Bank also has a significant presence in the infrastructure financing space, and it is a leading player in project finance and structured finance in India. The bank has a widespread network of branches and ATMs across the country and also has a strong presence in rural and semi-urban areas of the country through its subsidiary, IDFC Financial Holding Company Limited.
Types of IDFC FIRST Bank Credit Cards
IDFC FIRST Bank offers a range of credit cards to its customers to suit their different needs and preferences. Some of the types of credit cards offered by IDFC FIRST Bank are:
- IDFC FIRST Bank Visa Infinite Credit Card: This is a premium credit card that offers a host of benefits and rewards, including lounge access, travel insurance, and rewards points.
- IDFC FIRST Bank Visa Signature Credit Card: This card is designed for customers who are looking for a premium credit card with a host of benefits and rewards, including travel insurance, rewards points, and discounts on dining and entertainment.
- IDFC FIRST Bank Platinum Plus Credit Card: This is a premium credit card that offers a host of benefits, including cashback, discounts on dining and entertainment, and rewards points.
- IDFC FIRST Bank Classic Credit Card: This is a basic credit card that offers a host of benefits, including discounts on dining and entertainment, and rewards points.
- IDFC FIRST Bank Titanium Credit Card: This card is designed for customers who are looking for a basic credit card with a host of benefits and rewards, including cashback, discounts on dining and entertainment, and rewards points.
All credit cards of IDFC First Bank are linked with an exclusive rewards program which is called as “First Rewards Program” which offers a range of benefits and discounts to customers. Customers can earn rewards points on every purchase and redeem them for a wide range of options such as cashback, discounts, vouchers, and more.
IDFC FIRST Bank Credit cards with Zero Annual & Joining Fees
IDFC FIRST Bank offers a range of credit cards, some of which come with zero annual fees. Here are a few examples of zero annual fee credit cards offered by IDFC FIRST Bank:
IDFC FIRST Bank Classic Credit Card: This card is a basic credit card that comes with zero annual fees and offers a host of benefits, including discounts on dining and entertainment, and rewards points under the “First Rewards Program”
IDFC FIRST Bank Titanium Credit Card: This is another basic credit card that comes with zero annual fees and offers a host of benefits, including cashback, discounts on dining and entertainment, and rewards points under the “First Rewards Program”
IDFC FIRST Bank Platinum Plus Credit Card: This card is a premium credit card that comes with zero annual fees and offers a host of benefits such as cashback, discounts on dining and entertainment, and rewards points under the “First Rewards Program“.
Features of IDFC FIRST Bank Classic Credit Card
IDFC FIRST Bank Classic Credit Card is a basic credit card offered by IDFC FIRST Bank that comes with zero annual fees. Some of the features of this credit card include:
Rewards Program: Customers can earn rewards points under the “First Rewards Program” for every purchase made using the card. These points can be redeemed for a wide range of options such as cashback, discounts, vouchers, and more.
Discounts and Offers: The card comes with a host of discounts and offers on dining and entertainment such as movie tickets and restaurants.
Contactless Payment: This card is enabled with contactless payment technology, allowing customers to make payments quickly and securely with a tap of their card.
Easy Bill Payment: Customers can easily pay their credit card bills through a variety of options such as internet banking, mobile banking, and auto-debit.
Global Acceptance: The card is accepted at over 29 million merchant outlets worldwide and over 2 million Visa ATMs.
Credit Shield: The card comes with Credit Shield, which is a free life insurance cover that pays off the outstanding card balance in the event of the cardholder’s accidental death or permanent disability.
Fraud Protection: The card comes with a fraud protection feature that alerts customers of suspicious transactions and allows them to block their cards immediately.
24×7 customer support: Customers can contact the bank’s customer support team for assistance with their card or account at any time.
Benefits of IDFC FIRST Bank Titanium Credit Card
IDFC FIRST Bank Titanium Credit Card is a basic credit card that offers a range of benefits to its customers. Some of the benefits of this credit card include:
- Rewards Program: Customers can earn rewards points under the “First Rewards Program” for every purchase made using the card. These points can be redeemed for a wide range of options such as cashback, discounts, vouchers, and more.
- Discounts and Offers: The card comes with a host of discounts and offers on dining and entertainment such as movie tickets and restaurants.
- Easy Bill Payment: Customers can easily pay their credit card bills through a variety of options such as internet banking, mobile banking, and auto-debit.
- Credit Shield: The card comes with Credit Shield, which is a free life insurance cover that pays off the outstanding card balance in the event of the cardholder’s accidental death or permanent disability.
- Fraud Protection: The card comes with a fraud protection feature that alerts customers of suspicious transactions and allows them to block their cards immediately.
- 24×7 customer support: Customers can contact the bank’s customer support team for assistance with their card or account at any time.
- Contactless Payment: This card is enabled with contactless payment technology, allowing customers to make payments quickly and securely with a tap of their card.
- Global Acceptance: The card is accepted at over 29 million merchant outlets worldwide and over 2 million Visa ATMs.
- Zero Annual fees: IDFC First Bank Titanium credit card is a zero annual fee card, which means that the cardholder doesn’t have to pay any annual fee to use the card.
Benefits of IDFC FIRST Bank Platinum Plus Credit Card
IDFC FIRST Bank Platinum Plus Credit Card is a premium credit card offered by IDFC FIRST Bank that comes with zero annual fees. Some of the benefits of this credit card include:
- Rewards Program: Customers can earn rewards points under the “First Rewards Program” for every purchase made using the card. These points can be redeemed for a wide range of options such as cashback, discounts, vouchers, and more.
- Discounts and Offers: The card comes with a host of discounts and offers on dining, entertainment, and shopping.
- Easy Bill Payment: Customers can easily pay their credit card bills through a variety of options such as internet banking, mobile banking, and auto-debit.
- Credit Shield: The card comes with Credit Shield, which is a free life insurance cover that pays off the outstanding card balance in the event of the cardholder’s accidental death or permanent disability.
- Fraud Protection: The card comes with a fraud protection feature that alerts customers of suspicious transactions and allows them to block their cards immediately.
- 24×7 customer support: Customers can contact the bank’s customer support team for assistance with their card or account at any time.
- Contactless Payment: This card is enabled with contactless payment technology, allowing customers to make payments quickly and securely with a tap of their card.
- Global Acceptance: The card is accepted at over 29 million merchant outlets worldwide and over 2 million Visa ATMs.
- Cashback: The card offers cashback on certain categories of spending such as fuel and utility bills.
- Lounge Access: The card offers complimentary access to select domestic and international airport lounges.
Benefits & Features of IDFC FIRST Bank
The IDFC FIRST Bank Visa Infinite Credit Card offers a range of discounts and offers to its customers. Some of the discounts and offers that come with this credit card include:
- Travel benefits: The card offers a host of travel benefits such as complimentary lounge access, travel insurance, and exclusive discounts on hotel bookings and flight tickets.
- Dining offers: The card offers discounts and offers on dining at a wide range of restaurants across the country.
- Entertainment offers: The card offers discounts and offers on entertainment such as movie tickets and music concerts.
- Shopping offers: The card offers discounts and offers on shopping at a wide range of retail outlets across the country.
- Special offers: The card offers special offers and discounts on a wide range of products and services, such as spa treatments, golfing, and more.
Joining Benefits on IDFC FIRST Bank Credit Cards
- 25% Discount on movie tickets up to Rs.100 on Paytm Mobile App..
- 4 Complimentary Railway Lounges.
- Complimentary Roadside Assistance worth Rs.1,399
- The fuel surcharge waiver is 1% at all fuel stations across India, up to Rs.200/month.
- 300+ merchants offer, all year long. || Upto 20% discount at 1500+ restaurants || upto 15% off at 3000+ Health & wellness outlets.